Tag: credit

2 post(s)

• Lower Your Credit Card APR: A Call Script That Works

  2/3/2026 • 2 min read

  Exactly what to say when asking for a lower APR, hardship options, or fee waivers—plus what to do when they say no.

  debt-payofftemplatesscriptscredit
• Statement Date vs Due Date (and How to Use Both)

  2/3/2026 • 1 min read

  Why statement dates control reporting and interest timing, and how to use them for quick wins when cash is tight.

  creditcashflowdebt-payoffsystems