The Minimums → Momentum Toolkit
No paid upsell. Just the templates and scripts I actually use while climbing out. Everything is built for uneven income, multiple bills, and real-life chaos.
Debt Escape Dashboard
A weekly view of minimums, must‑pays, buffer, and one momentum move. Built to keep you out of “surprise week” territory.
- Balances + minimums table
- Due date calendar view
- Leak tracker and weekly momentum log
Call Scripts Pack
Scripts for APR reductions, fee waivers, and hardship options. Includes logging prompts so each call becomes a measurable attempt.
- APR reduction script + objections
- Hardship terms checklist
- Call outcome log
Gig Profit Tracker
A simple calculator method for turning gross into real net, so you know what you can actually assign toward debt or buffer.
- Gas + maintenance estimate
- Tax set‑aside percentage
- Net‑to‑goal assignment rule
How to get it
I’m finishing the packaging. If you want early access or to beta test the toolkit, send a quick note.
Email for early access →You’ll only hear from me when the toolkit is ready.