Tag: debt-payoff

4 post(s)

• Lower Your Credit Card APR: A Call Script That Works

  2/3/2026 • 2 min read

  Exactly what to say when asking for a lower APR, hardship options, or fee waivers—plus what to do when they say no.

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• The Minimum Payments Trap (and a Simple Escape Math)

  2/3/2026 • 2 min read

  Why minimum payments keep you stuck, plus a simple calculator method to spot the fastest exit path.

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• Start Here: Turning Minimum Payments into Momentum

  2/3/2026 • 3 min read

  A numbers-first system for turning minimum payments into momentum—stabilize cashflow, control your debt, and build sustainable progress.

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• Statement Date vs Due Date (and How to Use Both)

  2/3/2026 • 1 min read

  Why statement dates control reporting and interest timing, and how to use them for quick wins when cash is tight.

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