Tag: debt-payoff
4 post(s)
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Exactly what to say when asking for a lower APR, hardship options, or fee waivers—plus what to do when they say no.
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Why minimum payments keep you stuck, plus a simple calculator method to spot the fastest exit path.
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A numbers-first system for turning minimum payments into momentum—stabilize cashflow, control your debt, and build sustainable progress.
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Why statement dates control reporting and interest timing, and how to use them for quick wins when cash is tight.