Tag: templates
4 post(s)
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Exactly what to say when asking for a lower APR, hardship options, or fee waivers—plus what to do when they say no.
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A realistic budgeting system for when you’re behind on bills and minimums. Includes a simple weekly flow and a triage order.
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A practical method to estimate Uber take-home after gas, taxes, and vehicle costs. Built for decisions, not vibes.
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The simple weekly dashboard I use to get ahead: minimums, buffer, due dates, and one priority move. Built for real life, not perfect budgets.